ZIP
32091
FL · County 12007 · pop 16,062 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2316
Why This ZIP
ZIP 32091 ranks #2316 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32091 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12007 — ZIP 32091 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12007 — ZIP 32091 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12007 — ZIP 32091 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.8 |
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.9 |
| Construction Pressure | 44.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2316
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.9
Pulse score38.6
Signal Breakdown — 10 Categories
Vacancy
18.2
Auction / REO
—
Construction Pressure
44.2
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
44.8
Bank Institutional
55.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
59.7
Price Cut %
5.9%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
18.2%
Bank Score
55.9
Insurance Score
0.0
Listings Discount
44.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32091 | 38.6 | 26.3 | 0.0 | 44.8 |
| County 12007 | 34.3 | 25.0 | 0.0 | 41.7 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32666 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 46 | 27 |
| 32054 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 26 |
| 32083 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 26 |
| 32058 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 49 | 27 |
| 32656 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 22 |
| 32622 | 36.0 | WATCHLIST | LISTINGS_DISCOUNT | 45 | 27 |
| 32044 | 27.7 | WEAK | VACANCY | 25 | 15 |
| 32026 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/32091
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.