ZIP
32413
FL · County 12005 · pop 15,214 (population)
41.0
Opportunity Index
OVERHEATEDNational rank #1500
Why This ZIP
ZIP 32413 ranks #1500 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 37.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32413 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12005 — ZIP 32413 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12005 — ZIP 32413 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12005 — ZIP 32413 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 53.6 |
| Foreclosure / Delinquency | 43.0 |
| Property Stress | 36.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.9 |
| Bank Institutional | 57.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1500
PhaseOVERHEATED
Primary driverVACANCY
Capital opp37.8
Pulse score43.2
Signal Breakdown — 10 Categories
Vacancy
53.6
Auction / REO
—
Construction Pressure
60.9
FL Deep Bonus
—
Property Stress
36.0
HOA / Federal Liens
—
Listings Discount
30.0
Bank Institutional
57.1
Insurance Distress
0.0
Foreclosure / Delinquency
43.0
Top-Line Metrics
Avg DOM (days)
118.2
Price Cut %
9.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
53.6%
Bank Score
57.1
Insurance Score
0.0
Listings Discount
30.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32413 | 43.2 | 37.9 | 0.0 | 30.0 |
| County 12005 | 41.7 | 38.0 | 0.0 | 36.7 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32466 | 42.9 | STRONG_BUY | VACANCY | 49 | 37 |
| 32404 | 42.8 | STRONG_BUY | VACANCY | 42 | 36 |
| 32438 | 42.5 | STRONG_BUY | VACANCY | 49 | 36 |
| 32456 | 41.9 | OVERHEATED | VACANCY | 24 | 45 |
| 32405 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 40 | 36 |
| 32444 | 41.5 | STRONG_BUY | BANK_INSTITUTIONAL | 38 | 36 |
| 32408 | 41.5 | OVERHEATED | VACANCY | 32 | 36 |
| 32407 | 41.4 | OVERHEATED | VACANCY | 32 | 36 |
| 32401 | 40.3 | OVERHEATED | VACANCY | 31 | 36 |
| 32409 | 38.4 | OVERHEATED | VACANCY | 32 | 36 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/32413
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.