ZIP
32615
FL · County 12001 · pop 16,244 (population)
35.2
Opportunity Index
WATCHLISTNational rank #9113
Why This ZIP
ZIP 32615 ranks #9113 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32615 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12001 — ZIP 32615 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12001 — ZIP 32615 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12001 — ZIP 32615 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.7 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.7 |
| Construction Pressure | 11.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9113
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.1
Pulse score31.9
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
11.1
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
42.7
Bank Institutional
58.7
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
167.9
Price Cut %
7.9%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
58.7
Insurance Score
0.0
Listings Discount
42.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32615 | 31.9 | 21.6 | 0.0 | 42.7 |
| County 12001 | 30.7 | 21.4 | 0.0 | 36.0 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32666 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
| 32667 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 32640 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 25 |
| 32694 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 49 | 23 |
| 32643 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 23 |
| 32653 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 23 |
| 32622 | 35.4 | WATCHLIST | LISTINGS_DISCOUNT | 45 | 25 |
| 32669 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 23 |
| 32605 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 23 |
| 32609 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 23 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/32615
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.