ZIP
32702
FL · County 12069 · pop 2,732 (population)
39.2
Opportunity Index
OVERHEATEDNational rank #2900
Why This ZIP
ZIP 32702 ranks #2900 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 32702 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12069 — ZIP 32702 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12069 — ZIP 32702 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12069 — ZIP 32702 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 26.0 |
| Vacancy | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.2 |
| Construction Pressure | 62.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2900
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.4
Pulse score45.1
Signal Breakdown — 10 Categories
Vacancy
21.0
Auction / REO
—
Construction Pressure
62.3
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
74.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.0%
Bank Score
74.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32702 | 45.1 | 27.3 | 0.0 | — |
| County 12069 | 38.5 | 28.0 | 0.0 | 38.3 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32102 | 44.4 | STRONG_BUY | VACANCY | 52 | 26 |
| 34731 | 43.5 | STRONG_BUY | VACANCY | 49 | 27 |
| 32767 | 42.2 | STRONG_BUY | VACANCY | 57 | 27 |
| 34788 | 42.0 | STRONG_BUY | VACANCY | 46 | 27 |
| 32784 | 41.4 | STRONG_BUY | VACANCY | 42 | 25 |
| 32134 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 32776 | 40.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 27 |
| 34748 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 27 |
| 34714 | 39.8 | OVERHEATED | VACANCY | 36 | 27 |
| 32778 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 41 | 27 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/32702
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.