ZIP
32784
FL · County 12083 · pop 9,859 (population)
42.1
Opportunity Index
STRONG_BUYNational rank #938
Why This ZIP
ZIP 32784 ranks #938 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 37.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32784 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12083 — ZIP 32784 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12083 — ZIP 32784 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12083 — ZIP 32784 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.2 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.2 |
| Construction Pressure | 62.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#938
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp37.5
Pulse score45.1
Signal Breakdown — 10 Categories
Vacancy
20.1
Auction / REO
—
Construction Pressure
62.5
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
42.2
Bank Institutional
74.2
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
60.4
Price Cut %
6.7%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
20.1%
Bank Score
74.2
Insurance Score
0.0
Listings Discount
42.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32784 | 45.1 | 28.3 | 0.0 | 42.2 |
| County 12083 | 37.6 | 27.6 | 0.0 | 39.9 |
| FL state avg | 38.3 | 30.9 | 4.4 | 35.6 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 34488 | 45.6 | STRONG_BUY | VACANCY | 60 | 26 |
| 32113 | 42.2 | STRONG_BUY | VACANCY | 55 | 26 |
| 34472 | 40.9 | STRONG_BUY | BANK_INSTITUTIONAL | 48 | 26 |
| 32134 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 26 |
| 34420 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 26 |
| 34480 | 40.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 26 |
| 32162 | 39.7 | OVERHEATED | VACANCY | 34 | 32 |
| 32702 | 39.7 | OVERHEATED | VACANCY | — | 27 |
| 34482 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 39 | 26 |
| 32179 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 41 | 26 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/32784
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.