ZIP
34739
FL · County 12097 · pop 858 (population)
43.6
Opportunity Index
STRONG_BUYNational rank #503
Why This ZIP
ZIP 34739 ranks #503 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 51.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 34739 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12097 — ZIP 34739 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12097 — ZIP 34739 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12097 — ZIP 34739 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.5 |
| Vacancy | 40.1 |
| Foreclosure / Delinquency | 30.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.0 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#503
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp51.6
Pulse score38.2
Signal Breakdown — 10 Categories
Vacancy
40.1
Auction / REO
—
Construction Pressure
78.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
55.5
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
135.4
Price Cut %
20.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
40.1%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
55.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 34739 | 38.2 | 29.0 | 0.0 | 55.5 |
| County 12097 | 39.6 | 29.0 | 0.0 | 36.0 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 33898 | 42.5 | STRONG_BUY | VACANCY | 50 | 29 |
| 33897 | 41.4 | STRONG_BUY | VACANCY | 38 | 29 |
| 34759 | 41.3 | STRONG_BUY | VACANCY | 40 | 28 |
| 33896 | 41.1 | STRONG_BUY | VACANCY | 37 | 27 |
| 34746 | 40.7 | OVERHEATED | VACANCY | 36 | 27 |
| 34758 | 40.7 | STRONG_BUY | VACANCY | 37 | 27 |
| 34972 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 41 | 25 |
| 34747 | 40.3 | OVERHEATED | VACANCY | 34 | 27 |
| 34771 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 27 |
| 34769 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 37 | 27 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/34739
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.