ZIP
35046
AL · County 01021 · pop 5,229 (population)
36.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #5857
Why This ZIP
ZIP 35046 ranks #5857 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 49.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35046 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01021 — ZIP 35046 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01021 — ZIP 35046 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01021 — ZIP 35046 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.7 |
| Vacancy | 28.5 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5857
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp49.6
Pulse score28.5
Signal Breakdown — 10 Categories
Vacancy
28.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
55.7
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
114.0
Price Cut %
2.2%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
28.5%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
55.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35046 | 28.5 | 17.8 | 0.0 | 55.7 |
| County 01021 | 28.9 | 16.0 | 0.0 | 41.9 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35085 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 60 | 18 |
| 35115 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 16 |
| 35171 | 33.6 | WATCHLIST | LISTINGS_DISCOUNT | 53 | 18 |
| 35045 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 47 | 18 |
| 35040 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 15 |
| 36792 | 31.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 36750 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 36793 | 30.0 | WEAK | VACANCY | — | 20 |
| 36091 | 28.9 | WEAK | VACANCY | — | 18 |
| 36051 | 28.6 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35046
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.