ZIP
35089
AL · County 01037 · pop 1,901 (population)
28.4
Opportunity Index
WEAKNational rank #26294
Why This ZIP
ZIP 35089 ranks #26294 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 35089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01037 — ZIP 35089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01037 — ZIP 35089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01037 — ZIP 35089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 15.0 |
| Vacancy | 9.1 |
▼ Top 3 Risk Signals
| Construction Pressure | 38.3 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26294
PhaseWEAK
Primary driverVACANCY
Capital opp36.4
Pulse score23.0
Signal Breakdown — 10 Categories
Vacancy
9.1
Auction / REO
—
Construction Pressure
38.3
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.1%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35089 | 23.0 | 16.8 | 0.0 | — |
| County 01037 | 30.4 | 22.6 | 0.0 | 37.2 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35072 | 41.5 | STRONG_BUY | VACANCY | 59 | 23 |
| 35151 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 35010 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 40 | 24 |
| 35183 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 60 | 24 |
| 35046 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 56 | 19 |
| 35150 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 36080 | 35.4 | WATCHLIST | VACANCY | 44 | 23 |
| 36026 | 33.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 35136 | 29.0 | WEAK | VACANCY | — | 24 |
| 36091 | 28.9 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.