ZIP
35214
AL · County 01073 · pop 16,495 (population)
36.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #5857
Why This ZIP
ZIP 35214 ranks #5857 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35214 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01073 — ZIP 35214 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01073 — ZIP 35214 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01073 — ZIP 35214 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.9 |
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.6 |
| Construction Pressure | 7.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5857
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.3
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
7.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
47.9
Bank Institutional
60.6
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
62.0
Price Cut %
7.7%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
60.6
Insurance Score
0.0
Listings Discount
47.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35214 | 34.0 | 20.6 | 0.0 | 47.9 |
| County 01073 | 32.1 | 20.2 | 0.0 | 41.2 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35063 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 62 | 23 |
| 35006 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 62 | 21 |
| 35062 | 39.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 22 |
| 35073 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 21 |
| 35208 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 53 | 21 |
| 35224 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 59 | 21 |
| 35148 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 48 | 24 |
| 35228 | 38.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 21 |
| 35064 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 48 | 21 |
| 35020 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 49 | 21 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/35214
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.