ZIP
35550
AL · County 01127 · pop 5,053 (population)
38.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #3665
Why This ZIP
ZIP 35550 ranks #3665 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 51.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35550 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01127 — ZIP 35550 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01127 — ZIP 35550 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01127 — ZIP 35550 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.7 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3665
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp51.3
Pulse score30.0
Signal Breakdown — 10 Categories
Vacancy
19.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
55.7
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
111.3
Price Cut %
23.1%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.6%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
55.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35550 | 30.0 | 24.2 | 0.0 | 55.7 |
| County 01127 | 30.5 | 23.9 | 0.0 | 40.7 |
| AL state avg | 34.1 | 20.8 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35554 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 54 | 26 |
| 35549 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 53 | 25 |
| 35063 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 62 | 23 |
| 35006 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 62 | 21 |
| 35580 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 58 | 24 |
| 35062 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 21 |
| 35503 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 52 | 23 |
| 35148 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 48 | 23 |
| 35501 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 24 |
| 35579 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/35550
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.