ZIP
35564
AL · County 01093 · pop 2,300 (population)
45.2
Opportunity Index
STRONG_BUYNational rank #240
Why This ZIP
ZIP 35564 ranks #240 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35564 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01093 — ZIP 35564 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01093 — ZIP 35564 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01093 — ZIP 35564 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.4 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 71.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#240
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.0
Pulse score47.3
Signal Breakdown — 10 Categories
Vacancy
22.4
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
54.4
Bank Institutional
71.6
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
22.4%
Bank Score
71.6
Insurance Score
0.0
Listings Discount
54.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35564 | 47.3 | 23.2 | 0.0 | 54.4 |
| County 01093 | 43.5 | 24.0 | 0.0 | 31.9 |
| AL state avg | 34.1 | 20.8 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35548 | 45.6 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 24 |
| 35565 | 44.0 | STRONG_BUY | VACANCY | 53 | 23 |
| 35581 | 43.0 | STRONG_BUY | VACANCY | 52 | 19 |
| 35570 | 41.9 | STRONG_BUY | VACANCY | 44 | 24 |
| 35594 | 40.7 | OVERHEATED | VACANCY | — | 27 |
| 35563 | 40.6 | OVERHEATED | VACANCY | — | 25 |
| 35554 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 54 | 26 |
| 35571 | 38.9 | OVERHEATED | VACANCY | — | 19 |
| 35552 | 36.6 | OVERHEATED | VACANCY | — | 24 |
| 35543 | 36.4 | OVERHEATED | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/35564
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.