ZIP
35674
AL · County 01033 · pop 20,475 (population)
39.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #3112
Why This ZIP
ZIP 35674 ranks #3112 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35674 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01033 — ZIP 35674 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01033 — ZIP 35674 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01033 — ZIP 35674 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.1 |
| Property Stress | 28.0 |
| Foreclosure / Delinquency | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.0 |
| Construction Pressure | 55.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3112
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.7
Pulse score39.2
Signal Breakdown — 10 Categories
Vacancy
10.2
Auction / REO
—
Construction Pressure
55.8
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
42.1
Bank Institutional
69.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
82.3
Price Cut %
26.8%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
10.2%
Bank Score
69.0
Insurance Score
0.0
Listings Discount
42.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35674 | 39.2 | 20.8 | 0.0 | 42.1 |
| County 01033 | 40.2 | 20.6 | 0.0 | 20.9 |
| AL state avg | 34.1 | 20.8 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35616 | 45.3 | STRONG_BUY | VACANCY | 60 | 28 |
| 35653 | 41.3 | STRONG_BUY | VACANCY | 53 | 19 |
| 35646 | 38.4 | OVERHEATED | VACANCY | — | 28 |
| 35660 | 37.5 | OVERHEATED | BANK_INSTITUTIONAL | — | 28 |
| 35672 | 36.9 | OVERHEATED | VACANCY | 32 | 21 |
| 35661 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 28 |
| 35654 | 35.5 | WATCHLIST | VACANCY | 36 | 19 |
| 38852 | 33.2 | EARLY_SIGNAL | VACANCY | 37 | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/35674
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.