ZIP
35768
AL · County 01071 · pop 12,394 (population)
34.4
Opportunity Index
WATCHLISTNational rank #11065
Why This ZIP
ZIP 35768 ranks #11065 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 35768 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01071 — ZIP 35768 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01071 — ZIP 35768 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01071 — ZIP 35768 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.4 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.0 |
| Construction Pressure | 39.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11065
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.0
Pulse score32.7
Signal Breakdown — 10 Categories
Vacancy
10.5
Auction / REO
—
Construction Pressure
39.6
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
37.4
Bank Institutional
59.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
131.8
Price Cut %
6.1%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.5%
Bank Score
59.0
Insurance Score
0.0
Listings Discount
37.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 35768 | 32.7 | 18.4 | 0.0 | 37.4 |
| County 01071 | 32.6 | 18.5 | 0.0 | 22.5 |
| AL state avg | 34.1 | 20.7 | 0.0 | 36.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 35978 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 51 | 21 |
| 35776 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 50 | 19 |
| 35772 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 19 |
| 35748 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 17 |
| 35971 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 35769 | 34.8 | WATCHLIST | VACANCY | 41 | 19 |
| 35771 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 35958 | 34.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 35979 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 35740 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/35768
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.