ZIP
36037
AL · County 01013 · pop 12,974 (population)
42.6
Opportunity Index
STRONG_BUYNational rank #747
Why This ZIP
ZIP 36037 ranks #747 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 43.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36037 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01013 — ZIP 36037 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01013 — ZIP 36037 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01013 — ZIP 36037 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.0 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#747
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp43.0
Pulse score42.3
Signal Breakdown — 10 Categories
Vacancy
23.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
47.0
Bank Institutional
52.8
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
134.6
Price Cut %
5.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
23.7%
Bank Score
52.8
Insurance Score
0.0
Listings Discount
47.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36037 | 42.3 | 23.8 | 0.0 | 47.0 |
| County 01013 | 42.2 | 24.0 | 0.0 | 42.1 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36033 | 44.8 | STRONG_BUY | VACANCY | 53 | 24 |
| 36042 | 39.0 | OVERHEATED | VACANCY | — | 32 |
| 36071 | 37.1 | OVERHEATED | VACANCY | — | 38 |
| 36030 | 36.6 | OVERHEATED | VACANCY | — | 24 |
| 36474 | 36.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 36456 | 36.0 | EARLY_SIGNAL | VACANCY | — | 24 |
| 36032 | 31.2 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36037
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.