ZIP
36046
AL · County 01041 · pop 1,427 (population)
43.1
Opportunity Index
STRONG_BUYNational rank #623
Why This ZIP
ZIP 36046 ranks #623 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 52.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36046 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01041 — ZIP 36046 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01041 — ZIP 36046 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01041 — ZIP 36046 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.5 |
| Foreclosure / Delinquency | 44.0 |
| Property Stress | 34.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 44.6 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#623
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp52.4
Pulse score36.9
Signal Breakdown — 10 Categories
Vacancy
14.6
Auction / REO
—
Construction Pressure
44.6
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
54.5
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
44.0
Top-Line Metrics
Avg DOM (days)
31.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.6%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
54.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36046 | 36.9 | 36.1 | 0.0 | 54.5 |
| County 01041 | 41.6 | 40.1 | 0.0 | 7.1 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36037 | 42.6 | STRONG_BUY | VACANCY | 47 | 24 |
| 36041 | 41.2 | OVERHEATED | VACANCY | — | 40 |
| 36009 | 41.1 | OVERHEATED | VACANCY | — | 40 |
| 36036 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 28 |
| 36049 | 40.0 | OVERHEATED | VACANCY | — | 40 |
| 36042 | 39.0 | OVERHEATED | VACANCY | — | 32 |
| 36071 | 37.1 | OVERHEATED | VACANCY | — | 38 |
| 36028 | 36.4 | OVERHEATED | VACANCY | — | 30 |
| 36035 | 35.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36034 | 33.6 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36046
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.