ZIP
36066
AL · County 01001 · pop 22,319 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9853
Why This ZIP
ZIP 36066 ranks #9853 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36066 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01001 — ZIP 36066 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01001 — ZIP 36066 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01001 — ZIP 36066 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.3 |
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.2 |
| Construction Pressure | 27.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9853
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp41.3
Pulse score30.6
Signal Breakdown — 10 Categories
Vacancy
2.4
Auction / REO
—
Construction Pressure
27.7
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
46.3
Bank Institutional
57.2
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
134.6
Price Cut %
21.6%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
2.4%
Bank Score
57.2
Insurance Score
0.0
Listings Discount
46.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36066 | 30.6 | 18.2 | 0.0 | 46.3 |
| County 01001 | 30.5 | 17.2 | 0.0 | 43.0 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36703 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 23 |
| 36067 | 36.1 | WATCHLIST | VACANCY | 47 | 19 |
| 36022 | 35.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 22 |
| 36003 | 33.8 | WATCHLIST | VACANCY | 45 | 19 |
| 36749 | 31.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 36091 | 28.9 | WEAK | VACANCY | — | 18 |
| 36051 | 28.6 | WEAK | VACANCY | — | 20 |
| 36758 | 25.5 | WEAK | VACANCY | — | 10 |
| 36006 | 24.5 | WEAK | VACANCY | — | 9 |
| 36008 | 23.9 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36066
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.