ZIP
36278
AL · County 01111 · pop 4,266 (population)
45.0
Opportunity Index
STRONG_BUYNational rank #268
Why This ZIP
ZIP 36278 ranks #268 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 41.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36278 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01111 — ZIP 36278 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01111 — ZIP 36278 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01111 — ZIP 36278 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 68.0 |
| Property Stress | 47.0 |
| Vacancy | 40.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.9 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#268
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp41.9
Pulse score47.1
Signal Breakdown — 10 Categories
Vacancy
40.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
47.0
HOA / Federal Liens
—
Listings Discount
39.6
Bank Institutional
66.9
Insurance Distress
0.0
Foreclosure / Delinquency
68.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
40.0%
Bank Score
66.9
Insurance Score
0.0
Listings Discount
39.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36278 | 47.1 | 52.0 | 0.0 | 39.6 |
| County 01111 | 45.9 | 46.3 | 0.0 | 29.3 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36274 | 44.9 | STRONG_BUY | VACANCY | 45 | 42 |
| 36280 | 44.1 | OVERHEATED | VACANCY | — | 47 |
| 36266 | 41.5 | OVERHEATED | VACANCY | — | 28 |
| 36276 | 40.8 | STRONG_BUY | VACANCY | 41 | 36 |
| 36263 | 36.3 | EARLY_SIGNAL | VACANCY | — | 34 |
| 36264 | 35.7 | WATCHLIST | VACANCY | 37 | 22 |
| 36258 | 33.5 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36278
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.