ZIP
36319
AL · County 01067 · pop 2,406 (population)
35.1
Opportunity Index
EARLY_SIGNALNational rank #9407
Why This ZIP
ZIP 36319 ranks #9407 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 36319 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01067 — ZIP 36319 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01067 — ZIP 36319 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01067 — ZIP 36319 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 27.0 |
| Foreclosure / Delinquency | 23.0 |
| Vacancy | 12.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.3 |
| Construction Pressure | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9407
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.3
Pulse score37.7
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
31.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.3
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
70.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36319 | 37.7 | 23.0 | 0.0 | — |
| County 01067 | 38.4 | 24.8 | 0.0 | 15.1 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36016 | 48.8 | STRONG_BUY | VACANCY | 59 | 33 |
| 36310 | 40.8 | STRONG_BUY | VACANCY | 41 | 29 |
| 36027 | 40.4 | OVERHEATED | VACANCY | 34 | 31 |
| 36345 | 36.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 36373 | 36.1 | EARLY_SIGNAL | VACANCY | — | 29 |
| 36353 | 35.5 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36317 | 33.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 36303 | 31.7 | EARLY_SIGNAL | VACANCY | 21 | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36319
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.