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National Market › AL › 01031 › 36453
ZIP

36453

AL · County 01031 · pop 2,593 (population)

38.7
Opportunity Index
PEAK_OPPORTUNITY
National rank #3446
Why This ZIP

ZIP 36453 ranks #3446 nationally with phase PEAK_OPPORTUNITY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 51.1, signal coverage 7/10 (88% data coverage, HIGH confidence).

ZIP 36453 — Historical Price + Stress Trajectory

50 years FHFA HPI · 2.3 years quarterly stress signalsloading…

Overlay:
-255356595125-5%3%11%19%27%35%Oct 21Oct 22Oct 23Oct 24Oct 25Oct 26HPI IndexHPI YoY %
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.

Parent County 01031 — ZIP 36453 highlighted

Opportunity Index 0-100 · As of — · Auto-refresh 60s

★ 0 sweet
0 buyers-market
0 ZIPs
0255075100Signal VolumeJul 22Aug 14Sep 5Sep 28Oct 20No history yet for Parent County 01031 — ZIP 36453 highlighted — populating from hourly snapshots.
Parent County 01031 — ZIP 36453 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values

ZIPs in Parent County 01031 — ZIP 36453 highlighted — ranked by opportunity

click any row to drill in · gold ★ = sweet spot
#ZIPOppPhaseDriverActionBank MvCap RdyDisc%Vac%ShortREOWhy
No ZIPs for this county.
▲ Top 3 Bullish Signals
Listings Discount56.6
Property Stress22.0
Foreclosure / Delinquency22.0
▼ Top 3 Risk Signals
Construction Pressure49.3
Bank Institutional30.0
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3446
PhasePEAK_OPPORTUNITY
Primary driverLISTINGS_DISCOUNT
Capital opp51.1
Pulse score30.4

Signal Breakdown — 10 Categories

Vacancy
9.8
Auction / REO
—
Construction Pressure
49.3
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
56.6
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0

Top-Line Metrics

Avg DOM (days)
6.5
Price Cut %
6.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.8%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
56.6

Benchmark vs County vs State vs National

TierPulseFCInsDisc
ZIP 3645330.421.30.056.6
County 0103135.020.40.036.8
AL state avg34.321.10.036.8
National31.017.40.428.4

Related ZIPs — Same County (10)

ZIPOppPhaseDriverDiscStress
3647743.9STRONG_BUYVACANCY5425
3600941.1OVERHEATEDVACANCY—40
3632338.5PEAK_OPPORTUNITYVACANCY4421
3646738.4PEAK_OPPORTUNITYVACANCY4424
3631137.4OVERHEATEDVACANCY—24
3607936.5PEAK_OPPORTUNITYVACANCY3923
3633036.5PEAK_OPPORTUNITYVACANCY4221
3632236.3WATCHLISTVACANCY4519
3601034.8EARLY_SIGNALVACANCY—22
3636034.8EARLY_SIGNALBANK_INSTITUTIONAL3518

DLRadar data · last update 10/20/2026, 12:38:14 PM

API: /api/economic-pulse/zip/36453

Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.

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