ZIP
36322
AL · County 01045 · pop 7,740 (population)
36.3
Opportunity Index
WATCHLISTNational rank #6908
Why This ZIP
ZIP 36322 ranks #6908 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 45.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36322 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01045 — ZIP 36322 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01045 — ZIP 36322 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01045 — ZIP 36322 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.9 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.4 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6908
PhaseWATCHLIST
Primary driverVACANCY
Capital opp45.6
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
14.8
Auction / REO
—
Construction Pressure
60.4
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
44.9
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
43.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.8%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
44.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36322 | 30.1 | 18.3 | 0.0 | 44.9 |
| County 01045 | 33.4 | 18.1 | 0.0 | 32.0 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36352 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 53 | 22 |
| 36350 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 19 |
| 36311 | 37.4 | OVERHEATED | VACANCY | — | 24 |
| 36330 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 42 | 21 |
| 36345 | 36.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 36353 | 35.5 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36010 | 34.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 36360 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 18 |
| 36317 | 33.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 36303 | 31.7 | EARLY_SIGNAL | VACANCY | 21 | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36322
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.