ZIP
36350
AL · County 01045 · pop 7,675 (population)
37.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #4825
Why This ZIP
ZIP 36350 ranks #4825 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 36350 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 01045 — ZIP 36350 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 01045 — ZIP 36350 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 01045 — ZIP 36350 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.4 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 77.8 |
| Construction Pressure | 47.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4825
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp35.6
Pulse score38.9
Signal Breakdown — 10 Categories
Vacancy
12.0
Auction / REO
—
Construction Pressure
47.7
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
43.4
Bank Institutional
77.8
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
31.7
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.0%
Bank Score
77.8
Insurance Score
0.0
Listings Discount
43.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 36350 | 38.9 | 18.3 | 0.0 | 43.4 |
| County 01045 | 33.4 | 18.1 | 0.0 | 32.0 |
| AL state avg | 34.3 | 21.1 | 0.0 | 36.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 36352 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 53 | 22 |
| 36311 | 37.4 | OVERHEATED | VACANCY | — | 24 |
| 36330 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 42 | 21 |
| 36322 | 36.3 | WATCHLIST | VACANCY | 45 | 19 |
| 36345 | 36.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 36353 | 35.5 | EARLY_SIGNAL | VACANCY | — | 26 |
| 36010 | 34.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 36360 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 18 |
| 36317 | 33.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 36303 | 31.7 | EARLY_SIGNAL | VACANCY | 21 | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/36350
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.