ZIP
37032
TN · County 47147 · pop 5,499 (population)
32.3
Opportunity Index
EARLY_SIGNALNational rank #16370
Why This ZIP
ZIP 37032 ranks #16370 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 43.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37032 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47147 — ZIP 37032 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47147 — ZIP 37032 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47147 — ZIP 37032 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.1 |
| Property Stress | 12.0 |
| Vacancy | 9.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.0 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16370
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp43.3
Pulse score24.9
Signal Breakdown — 10 Categories
Vacancy
9.3
Auction / REO
—
Construction Pressure
59.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
42.1
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
4.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.3%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
42.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37032 | 24.9 | 11.3 | 0.0 | 42.1 |
| County 47147 | 28.8 | 12.3 | 0.0 | 25.8 |
| TN state avg | 31.2 | 19.2 | 0.0 | 27.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37146 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 14 |
| 37080 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 37148 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 16 |
| 37072 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 19 |
| 37048 | 33.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 35 | 16 |
| 37010 | 32.3 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 42 | 14 |
| 37073 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 12 |
| 37049 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 12 |
| 37188 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 37172 | 28.6 | WEAK | BANK_INSTITUTIONAL | 24 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/37032
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.