ZIP
37146
TN · County 47147 · pop 7,735 (population)
35.1
Opportunity Index
WATCHLISTNational rank #9391
Why This ZIP
ZIP 37146 ranks #9391 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37146 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47147 — ZIP 37146 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47147 — ZIP 37146 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47147 — ZIP 37146 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.1 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.7 |
| Bank Institutional | 59.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9391
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.9
Pulse score32.5
Signal Breakdown — 10 Categories
Vacancy
6.9
Auction / REO
—
Construction Pressure
60.7
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
44.1
Bank Institutional
59.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
79.5
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
6.9%
Bank Score
59.0
Insurance Score
0.0
Listings Discount
44.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37146 | 32.5 | 13.8 | 0.0 | 44.1 |
| County 47147 | 29.5 | 13.6 | 0.0 | 25.8 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37080 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 37148 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 17 |
| 37048 | 33.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 35 | 18 |
| 37072 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 20 |
| 37032 | 32.8 | EARLY_SIGNAL | VACANCY | 42 | 14 |
| 37073 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 14 |
| 37010 | 32.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 42 | 15 |
| 37049 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 14 |
| 37188 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 37172 | 29.2 | WEAK | BANK_INSTITUTIONAL | 24 | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/37146
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.