ZIP
37321
TN · County 47143 · pop 20,670 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9853
Why This ZIP
ZIP 37321 ranks #9853 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37321 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47143 — ZIP 37321 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47143 — ZIP 37321 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47143 — ZIP 37321 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.3 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.4 |
| Construction Pressure | 46.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9853
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.6
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
11.1
Auction / REO
—
Construction Pressure
46.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
38.3
Bank Institutional
61.4
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.1%
Bank Score
61.4
Insurance Score
0.0
Listings Discount
38.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37321 | 33.8 | 18.1 | 0.0 | 38.3 |
| County 47143 | 33.2 | 18.2 | 0.0 | 28.0 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37337 | 31.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 37373 | 31.1 | EARLY_SIGNAL | VACANCY | 31 | 19 |
| 37332 | 30.8 | WEAK | VACANCY | — | 18 |
| 37338 | 30.7 | WEAK | VACANCY | — | 20 |
| 37381 | 30.5 | WEAK | VACANCY | 12 | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37321
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.