ZIP
37620
TN · County 47163 · pop 38,330 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16094
Why This ZIP
ZIP 37620 ranks #16094 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37620 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47163 — ZIP 37620 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47163 — ZIP 37620 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47163 — ZIP 37620 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 26.4 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 69.1 |
| Bank Institutional | 49.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16094
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.4
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
9.1
Auction / REO
—
Construction Pressure
69.1
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
26.4
Bank Institutional
49.8
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
137.3
Price Cut %
10.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.1%
Bank Score
49.8
Insurance Score
0.0
Listings Discount
26.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37620 | 31.1 | 18.9 | 0.0 | 26.4 |
| County 47163 | 31.6 | 19.0 | 0.0 | 31.0 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37694 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 53 | 24 |
| 37665 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 37663 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 19 |
| 37857 | 36.5 | OVERHEATED | VACANCY | 36 | 22 |
| 37618 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 19 |
| 37617 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 19 |
| 37664 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 19 |
| 37656 | 33.4 | EARLY_SIGNAL | VACANCY | — | 23 |
| 37659 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 20 | 23 |
| 37660 | 32.3 | EARLY_SIGNAL | VACANCY | 23 | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37620
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.