ZIP
37731
TN · County 47073 · pop 756 (population)
30.9
Opportunity Index
EARLY_SIGNALNational rank #20245
Why This ZIP
ZIP 37731 ranks #20245 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37731 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47073 — ZIP 37731 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47073 — ZIP 37731 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47073 — ZIP 37731 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 36.7 |
| Foreclosure / Delinquency | 28.0 |
| Listings Discount | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 49.3 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20245
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.5
Pulse score27.2
Signal Breakdown — 10 Categories
Vacancy
36.7
Auction / REO
—
Construction Pressure
49.3
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
25.0
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
124.5
Price Cut %
17.3%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
36.7%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
25.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37731 | 27.2 | 16.8 | 0.0 | 25.0 |
| County 47073 | 33.8 | 22.3 | 0.0 | 24.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37711 | 40.7 | STRONG_BUY | VACANCY | 51 | 23 |
| 37881 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 37869 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 38 | 26 |
| 37745 | 37.8 | OVERHEATED | VACANCY | 36 | 25 |
| 37811 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 37857 | 36.5 | OVERHEATED | VACANCY | 36 | 22 |
| 37873 | 35.5 | WATCHLIST | VACANCY | 37 | 22 |
| 37642 | 34.9 | EARLY_SIGNAL | VACANCY | — | 22 |
| 37660 | 32.3 | EARLY_SIGNAL | VACANCY | 23 | 19 |
| 37645 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37731
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.