ZIP
37760
TN · County 47089 · pop 14,020 (population)
34.3
Opportunity Index
EARLY_SIGNALNational rank #11244
Why This ZIP
ZIP 37760 ranks #11244 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37760 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47089 — ZIP 37760 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47089 — ZIP 37760 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47089 — ZIP 37760 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.7 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.5 |
| Construction Pressure | 48.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11244
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.0
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
48.1
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
32.7
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
99.3
Price Cut %
8.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
32.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37760 | 33.2 | 21.5 | 0.0 | 32.7 |
| County 47089 | 34.0 | 21.3 | 0.0 | 37.0 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37876 | 40.4 | OVERHEATED | VACANCY | 33 | 31 |
| 37821 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 38 | 25 |
| 37725 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 40 | 22 |
| 37820 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 22 |
| 37877 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 19 |
| 37764 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 30 |
| 37871 | 35.2 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 20 |
| 37890 | 31.0 | EARLY_SIGNAL | VACANCY | 15 | 21 |
| 37813 | 28.7 | WEAK | BANK_INSTITUTIONAL | 28 | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37760
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.