ZIP
37849
TN · County 47093 · pop 28,872 (population)
29.6
Opportunity Index
WEAKNational rank #23439
Why This ZIP
ZIP 37849 ranks #23439 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 37849 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47093 — ZIP 37849 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47093 — ZIP 37849 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47093 — ZIP 37849 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.6 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.1 |
| Construction Pressure | 26.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23439
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.4
Pulse score27.1
Signal Breakdown — 10 Categories
Vacancy
5.8
Auction / REO
—
Construction Pressure
26.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
27.6
Bank Institutional
55.1
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
158.4
Price Cut %
18.2%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
5.8%
Bank Score
55.1
Insurance Score
0.0
Listings Discount
27.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 37849 | 27.1 | 16.3 | 0.0 | 27.6 |
| County 47093 | 27.7 | 17.1 | 0.0 | 25.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37807 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 42 | 23 |
| 37764 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 30 |
| 37871 | 35.2 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 20 |
| 37709 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 37853 | 34.2 | WATCHLIST | VACANCY | 44 | 19 |
| 37779 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 37721 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 18 |
| 37902 | 32.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 37921 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 17 |
| 37916 | 31.7 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/37849
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.