ZIP
38024
TN · County 47045 · pop 25,357 (population)
35.8
Opportunity Index
WATCHLISTNational rank #7865
Why This ZIP
ZIP 38024 ranks #7865 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38024 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47045 — ZIP 38024 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47045 — ZIP 38024 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47045 — ZIP 38024 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.7 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.7 |
| Bank Institutional | 58.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7865
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score34.8
Signal Breakdown — 10 Categories
Vacancy
9.1
Auction / REO
—
Construction Pressure
72.7
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
37.7
Bank Institutional
58.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
95.6
Price Cut %
9.3%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
9.1%
Bank Score
58.0
Insurance Score
0.0
Listings Discount
37.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38024 | 34.8 | 18.4 | 0.0 | 37.7 |
| County 47045 | 34.8 | 18.5 | 0.0 | 35.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38059 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 38080 | 35.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 38240 | 35.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38259 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 38034 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 38040 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 38030 | 33.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 38047 | 30.3 | WEAK | VACANCY | — | 10 |
| 38007 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 38070 | 26.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38024
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.