ZIP
38235
TN · County 47017 · pop 207 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16094
Why This ZIP
ZIP 38235 ranks #16094 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38235 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47017 — ZIP 38235 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47017 — ZIP 38235 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47017 — ZIP 38235 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 20.0 |
| Vacancy | 16.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16094
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.5
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
16.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.2%
Bank Score
72.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38235 | 34.4 | 20.6 | 0.0 | — |
| County 47017 | 31.8 | 21.0 | 0.0 | 31.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38341 | 43.2 | OVERHEATED | VACANCY | — | 43 |
| 38220 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 54 | 19 |
| 38317 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 47 | 22 |
| 38321 | 35.1 | WATCHLIST | VACANCY | 48 | 22 |
| 38201 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 20 |
| 38305 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
| 38344 | 33.7 | EARLY_SIGNAL | VACANCY | 36 | 20 |
| 38390 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38258 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 38387 | 30.8 | WEAK | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38235
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.