ZIP
38317
TN · County 47017 · pop 2,554 (population)
37.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #5106
Why This ZIP
ZIP 38317 ranks #5106 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38317 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47017 — ZIP 38317 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47017 — ZIP 38317 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47017 — ZIP 38317 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.2 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5106
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.9
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
19.8
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
47.2
Bank Institutional
56.7
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
7.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.8%
Bank Score
56.7
Insurance Score
0.0
Listings Discount
47.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38317 | 34.4 | 22.4 | 0.0 | 47.2 |
| County 47017 | 31.8 | 21.0 | 0.0 | 31.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38341 | 43.2 | OVERHEATED | VACANCY | — | 43 |
| 38220 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 54 | 19 |
| 38321 | 35.1 | WATCHLIST | VACANCY | 48 | 22 |
| 38201 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 20 |
| 38305 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
| 38344 | 33.7 | EARLY_SIGNAL | VACANCY | 36 | 20 |
| 38390 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38235 | 32.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 38258 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 38387 | 30.8 | WEAK | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38317
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.