ZIP
38241
TN · County 47183 · pop 844 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17224
Why This ZIP
ZIP 38241 ranks #17224 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38241 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47183 — ZIP 38241 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47183 — ZIP 38241 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47183 — ZIP 38241 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Vacancy | 20.8 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.6 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17224
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.6
Pulse score28.3
Signal Breakdown — 10 Categories
Vacancy
20.8
Auction / REO
—
Construction Pressure
57.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.8%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38241 | 28.3 | 18.5 | 0.0 | — |
| County 47183 | 33.4 | 19.1 | 0.0 | 27.4 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38230 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 17 |
| 38257 | 37.4 | OVERHEATED | VACANCY | 36 | 21 |
| 38225 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 17 |
| 38261 | 35.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 22 |
| 38201 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 20 |
| 38242 | 34.6 | EARLY_SIGNAL | VACANCY | 22 | 25 |
| 38229 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38224 | 34.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38255 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 38237 | 31.0 | EARLY_SIGNAL | VACANCY | 21 | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38241
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.