ZIP
38242
TN · County 47079 · pop 19,619 (population)
34.6
Opportunity Index
EARLY_SIGNALNational rank #10584
Why This ZIP
ZIP 38242 ranks #10584 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38242 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47079 — ZIP 38242 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47079 — ZIP 38242 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47079 — ZIP 38242 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 25.0 |
| Listings Discount | 22.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.0 |
| Bank Institutional | 56.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10584
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.6
Pulse score36.0
Signal Breakdown — 10 Categories
Vacancy
15.8
Auction / REO
—
Construction Pressure
60.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
22.2
Bank Institutional
56.3
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
154.8
Price Cut %
13.3%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.8%
Bank Score
56.3
Insurance Score
0.0
Listings Discount
22.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38242 | 36.0 | 26.4 | 0.0 | 22.2 |
| County 47079 | 34.4 | 26.3 | 0.0 | 14.5 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38222 | 37.3 | OVERHEATED | VACANCY | — | 25 |
| 38256 | 35.2 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38201 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 20 |
| 38236 | 34.7 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38231 | 34.4 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38229 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38224 | 34.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38251 | 32.9 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38242
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.