ZIP
38251
TN · County 47079 · pop 3,492 (population)
32.9
Opportunity Index
EARLY_SIGNALNational rank #14765
Why This ZIP
ZIP 38251 ranks #14765 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38251 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47079 — ZIP 38251 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47079 — ZIP 38251 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47079 — ZIP 38251 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 25.0 |
| Vacancy | 8.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.5 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14765
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.1
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
8.2
Auction / REO
—
Construction Pressure
60.5
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.2%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38251 | 28.7 | 26.7 | 0.0 | — |
| County 47079 | 34.4 | 26.3 | 0.0 | 14.5 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38222 | 37.3 | OVERHEATED | VACANCY | — | 25 |
| 38256 | 35.2 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38201 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 20 |
| 38236 | 34.7 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38242 | 34.6 | EARLY_SIGNAL | VACANCY | 22 | 25 |
| 38231 | 34.4 | EARLY_SIGNAL | VACANCY | — | 25 |
| 38229 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38224 | 34.3 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38251
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.