ZIP
38301
TN · County 47113 · pop 33,336 (population)
37.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #5701
Why This ZIP
ZIP 38301 ranks #5701 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38301 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47113 — ZIP 38301 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47113 — ZIP 38301 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47113 — ZIP 38301 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.8 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.9 |
| Construction Pressure | 49.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5701
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.5
Pulse score36.0
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
49.6
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
38.8
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
90.5
Price Cut %
7.2%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
38.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38301 | 36.0 | 18.6 | 0.0 | 38.8 |
| County 47113 | 33.0 | 18.8 | 0.0 | 34.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38355 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 24 |
| 38313 | 37.4 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 23 |
| 38351 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 26 |
| 38356 | 35.3 | EARLY_SIGNAL | VACANCY | — | 29 |
| 38343 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 24 |
| 38305 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 |
| 38392 | 33.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 38366 | 32.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 38391 | 32.2 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38006 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38301
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.