ZIP
38351
TN · County 47077 · pop 17,958 (population)
37.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #5383
Why This ZIP
ZIP 38351 ranks #5383 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38351 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47077 — ZIP 38351 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47077 — ZIP 38351 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47077 — ZIP 38351 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.0 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.0 |
| Construction Pressure | 28.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5383
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.8
Pulse score36.1
Signal Breakdown — 10 Categories
Vacancy
12.6
Auction / REO
—
Construction Pressure
28.6
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
39.0
Bank Institutional
60.0
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
127.4
Price Cut %
5.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.6%
Bank Score
60.0
Insurance Score
0.0
Listings Discount
39.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38351 | 36.1 | 27.4 | 0.0 | 39.0 |
| County 47077 | 36.1 | 27.7 | 0.0 | 29.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38329 | 47.1 | OVERHEATED | VACANCY | — | 45 |
| 38363 | 44.6 | OVERHEATED | VACANCY | 28 | 45 |
| 38371 | 41.6 | STRONG_BUY | VACANCY | 48 | 27 |
| 38374 | 41.5 | OVERHEATED | VACANCY | — | 36 |
| 38313 | 37.4 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 23 |
| 38388 | 37.0 | OVERHEATED | VACANCY | — | 26 |
| 38321 | 35.1 | WATCHLIST | VACANCY | 48 | 22 |
| 38328 | 34.9 | EARLY_SIGNAL | VACANCY | — | 29 |
| 38345 | 34.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 38368 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38351
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.