ZIP
38363
TN · County 47039 · pop 5,600 (population)
44.6
Opportunity Index
OVERHEATEDNational rank #329
Why This ZIP
ZIP 38363 ranks #329 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 36.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38363 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47039 — ZIP 38363 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47039 — ZIP 38363 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47039 — ZIP 38363 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 70.0 |
| Property Stress | 45.0 |
| Listings Discount | 27.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.5 |
| Construction Pressure | 57.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#329
PhaseOVERHEATED
Primary driverVACANCY
Capital opp36.4
Pulse score50.0
Signal Breakdown — 10 Categories
Vacancy
23.7
Auction / REO
—
Construction Pressure
57.2
FL Deep Bonus
—
Property Stress
45.0
HOA / Federal Liens
—
Listings Discount
27.8
Bank Institutional
68.5
Insurance Distress
0.0
Foreclosure / Delinquency
70.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
23.7%
Bank Score
68.5
Insurance Score
0.0
Listings Discount
27.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38363 | 50.0 | 51.8 | 0.0 | 27.8 |
| County 47039 | 50.5 | 50.4 | 0.0 | 13.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38329 | 47.1 | OVERHEATED | VACANCY | — | 45 |
| 38311 | 44.4 | OVERHEATED | VACANCY | — | 46 |
| 38380 | 44.1 | OVERHEATED | VACANCY | — | 46 |
| 38341 | 43.2 | OVERHEATED | VACANCY | — | 43 |
| 38371 | 41.6 | STRONG_BUY | VACANCY | 48 | 27 |
| 38374 | 41.5 | OVERHEATED | VACANCY | — | 36 |
| 38388 | 37.0 | OVERHEATED | VACANCY | — | 26 |
| 38328 | 34.9 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38363
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.