ZIP
38374
TN · County 47039 · pop 1,948 (population)
41.5
Opportunity Index
OVERHEATEDNational rank #1207
Why This ZIP
ZIP 38374 ranks #1207 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38374 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47039 — ZIP 38374 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47039 — ZIP 38374 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47039 — ZIP 38374 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 53.0 |
| Property Stress | 36.0 |
| Vacancy | 23.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.8 |
| Construction Pressure | 37.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1207
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.2
Pulse score47.1
Signal Breakdown — 10 Categories
Vacancy
23.7
Auction / REO
—
Construction Pressure
37.9
FL Deep Bonus
—
Property Stress
36.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.8
Insurance Distress
0.0
Foreclosure / Delinquency
53.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
23.7%
Bank Score
69.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38374 | 47.1 | 40.3 | 0.0 | — |
| County 47039 | 50.5 | 50.4 | 0.0 | 13.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38329 | 47.1 | OVERHEATED | VACANCY | — | 45 |
| 38363 | 44.6 | OVERHEATED | VACANCY | 28 | 45 |
| 38311 | 44.4 | OVERHEATED | VACANCY | — | 46 |
| 38380 | 44.1 | OVERHEATED | VACANCY | — | 46 |
| 38341 | 43.2 | OVERHEATED | VACANCY | — | 43 |
| 38371 | 41.6 | STRONG_BUY | VACANCY | 48 | 27 |
| 38388 | 37.0 | OVERHEATED | VACANCY | — | 26 |
| 38328 | 34.9 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38374
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.