ZIP
38328
TN · County 47077 · pop 1,011 (population)
34.9
Opportunity Index
EARLY_SIGNALNational rank #9853
Why This ZIP
ZIP 38328 ranks #9853 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38328 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47077 — ZIP 38328 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47077 — ZIP 38328 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47077 — ZIP 38328 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 39.0 |
| Property Stress | 29.0 |
| Vacancy | 17.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 35.5 |
| Construction Pressure | 29.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9853
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.7
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
17.1
Auction / REO
—
Construction Pressure
29.9
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
35.5
Insurance Distress
0.0
Foreclosure / Delinquency
39.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.1%
Bank Score
35.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38328 | 32.4 | 31.2 | 0.0 | — |
| County 47077 | 36.1 | 27.7 | 0.0 | 29.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38329 | 47.1 | OVERHEATED | VACANCY | — | 45 |
| 38363 | 44.6 | OVERHEATED | VACANCY | 28 | 45 |
| 38371 | 41.6 | STRONG_BUY | VACANCY | 48 | 27 |
| 38374 | 41.5 | OVERHEATED | VACANCY | — | 36 |
| 38313 | 37.4 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 23 |
| 38351 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 26 |
| 38388 | 37.0 | OVERHEATED | VACANCY | — | 26 |
| 38321 | 35.1 | WATCHLIST | VACANCY | 48 | 22 |
| 38345 | 34.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 38368 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38328
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.