ZIP
38475
TN · County 47071 · pop 787 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15254
Why This ZIP
ZIP 38475 ranks #15254 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38475 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47071 — ZIP 38475 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47071 — ZIP 38475 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47071 — ZIP 38475 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 50.1 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.5 |
| Construction Pressure | 4.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15254
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.5
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
50.1
Auction / REO
—
Construction Pressure
4.8
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
50.1%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38475 | 28.8 | 27.2 | 0.0 | — |
| County 47071 | 37.2 | 27.3 | 0.0 | 23.8 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38371 | 41.6 | STRONG_BUY | VACANCY | 48 | 27 |
| 38357 | 41.2 | OVERHEATED | VACANCY | — | 24 |
| 38425 | 41.1 | STRONG_BUY | VACANCY | 55 | 25 |
| 38310 | 39.2 | OVERHEATED | VACANCY | 30 | 24 |
| 38379 | 36.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38372 | 35.8 | EARLY_SIGNAL | VACANCY | 30 | 26 |
| 38326 | 35.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 38361 | 33.9 | EARLY_SIGNAL | VACANCY | — | 26 |
| 38370 | 33.1 | EARLY_SIGNAL | VACANCY | — | 26 |
| 38327 | 30.6 | WEAK | VACANCY | 16 | 26 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38475
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.