ZIP
38310
TN · County 47109 · pop 6,410 (population)
39.2
Opportunity Index
OVERHEATEDNational rank #2906
Why This ZIP
ZIP 38310 ranks #2906 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38310 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47109 — ZIP 38310 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47109 — ZIP 38310 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47109 — ZIP 38310 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Listings Discount | 29.8 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 94.5 |
| Bank Institutional | 67.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2906
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.3
Pulse score43.2
Signal Breakdown — 10 Categories
Vacancy
21.7
Auction / REO
—
Construction Pressure
94.5
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
29.8
Bank Institutional
67.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
101.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
21.7%
Bank Score
67.5
Insurance Score
0.0
Listings Discount
29.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38310 | 43.2 | 25.6 | 0.0 | 29.8 |
| County 47109 | 41.8 | 24.9 | 0.0 | 20.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38375 | 42.0 | STRONG_BUY | VACANCY | 43 | 23 |
| 38357 | 41.2 | OVERHEATED | VACANCY | — | 24 |
| 38044 | 40.6 | OVERHEATED | VACANCY | — | 36 |
| 38061 | 40.4 | OVERHEATED | VACANCY | 36 | 28 |
| 38334 | 40.0 | OVERHEATED | VACANCY | — | 21 |
| 38367 | 37.2 | OVERHEATED | VACANCY | — | 23 |
| 38339 | 37.2 | OVERHEATED | VACANCY | — | 23 |
| 38315 | 36.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 38379 | 36.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38340 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 24 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38310
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.