ZIP
38044
TN · County 47069 · pop 657 (population)
40.6
Opportunity Index
OVERHEATEDNational rank #1717
Why This ZIP
ZIP 38044 ranks #1717 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 40.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38044 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47069 — ZIP 38044 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47069 — ZIP 38044 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47069 — ZIP 38044 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 56.0 |
| Property Stress | 36.0 |
| Vacancy | 26.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.1 |
| Bank Institutional | 35.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1717
PhaseOVERHEATED
Primary driverVACANCY
Capital opp40.2
Pulse score40.8
Signal Breakdown — 10 Categories
Vacancy
26.2
Auction / REO
—
Construction Pressure
68.1
FL Deep Bonus
—
Property Stress
36.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
35.0
Insurance Distress
0.0
Foreclosure / Delinquency
56.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
26.2%
Bank Score
35.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38044 | 40.8 | 40.9 | 0.0 | — |
| County 47069 | 43.2 | 40.2 | 0.0 | 26.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38052 | 47.7 | STRONG_BUY | VACANCY | 54 | 39 |
| 38008 | 44.4 | STRONG_BUY | BANK_INSTITUTIONAL | 42 | 39 |
| 38381 | 43.8 | OVERHEATED | VACANCY | — | 39 |
| 38067 | 41.4 | OVERHEATED | VACANCY | — | 39 |
| 38061 | 40.4 | OVERHEATED | VACANCY | 36 | 28 |
| 38042 | 37.0 | OVERHEATED | VACANCY | — | 35 |
| 38039 | 36.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 38340 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 24 |
| 38075 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 31 |
| 38356 | 35.3 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38044
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.