ZIP
38381
TN · County 47069 · pop 1,525 (population)
43.8
Opportunity Index
OVERHEATEDNational rank #468
Why This ZIP
ZIP 38381 ranks #468 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 32.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38381 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47069 — ZIP 38381 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47069 — ZIP 38381 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47069 — ZIP 38381 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 62.0 |
| Property Stress | 39.0 |
| Vacancy | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.5 |
| Construction Pressure | 60.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#468
PhaseOVERHEATED
Primary driverVACANCY
Capital opp32.7
Pulse score51.2
Signal Breakdown — 10 Categories
Vacancy
16.0
Auction / REO
—
Construction Pressure
60.3
FL Deep Bonus
—
Property Stress
39.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
75.5
Insurance Distress
0.0
Foreclosure / Delinquency
62.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.0%
Bank Score
75.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38381 | 51.2 | 45.0 | 0.0 | — |
| County 47069 | 43.2 | 40.2 | 0.0 | 26.3 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38052 | 47.7 | STRONG_BUY | VACANCY | 54 | 39 |
| 38008 | 44.4 | STRONG_BUY | BANK_INSTITUTIONAL | 42 | 39 |
| 38067 | 41.4 | OVERHEATED | VACANCY | — | 39 |
| 38044 | 40.6 | OVERHEATED | VACANCY | — | 36 |
| 38061 | 40.4 | OVERHEATED | VACANCY | 36 | 28 |
| 38042 | 37.0 | OVERHEATED | VACANCY | — | 35 |
| 38039 | 36.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 38340 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 24 |
| 38075 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 31 |
| 38356 | 35.3 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38381
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.