ZIP
38501
TN · County 47141 · pop 42,422 (population)
27.7
Opportunity Index
WEAKNational rank #27736
Why This ZIP
ZIP 38501 ranks #27736 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38501 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47141 — ZIP 38501 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47141 — ZIP 38501 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47141 — ZIP 38501 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
| Vacancy | 8.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 50.2 |
| Construction Pressure | 47.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#27736
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.5
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
8.9
Auction / REO
—
Construction Pressure
47.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
8.4
Bank Institutional
50.2
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
121.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.9%
Bank Score
50.2
Insurance Score
0.0
Listings Discount
8.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38501 | 27.9 | 21.9 | 0.0 | 8.4 |
| County 47141 | 29.1 | 20.4 | 0.0 | 20.0 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38544 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 43 | 18 |
| 38564 | 33.9 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38545 | 32.3 | EARLY_SIGNAL | VACANCY | — | 23 |
| 38506 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 19 |
| 38574 | 31.6 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 38583 | 30.8 | WEAK | BANK_INSTITUTIONAL | 29 | 15 |
| 38582 | 29.6 | WEAK | VACANCY | — | 18 |
| 38548 | 28.7 | WEAK | VACANCY | — | 11 |
| 38503 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 38505 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38501
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.