ZIP
38558
TN · County 47035 · pop 9,270 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15538
Why This ZIP
ZIP 38558 ranks #15538 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38558 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47035 — ZIP 38558 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47035 — ZIP 38558 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47035 — ZIP 38558 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.0 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 51.3 |
| Construction Pressure | 37.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15538
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.0
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
13.9
Auction / REO
—
Construction Pressure
37.1
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
32.0
Bank Institutional
51.3
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
106.4
Price Cut %
16.9%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.9%
Bank Score
51.3
Insurance Score
0.0
Listings Discount
32.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38558 | 30.4 | 17.9 | 0.0 | 32.0 |
| County 47035 | 29.3 | 18.2 | 0.0 | 22.5 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38572 | 34.9 | WATCHLIST | VACANCY | 37 | 17 |
| 37367 | 33.3 | EARLY_SIGNAL | VACANCY | 25 | 21 |
| 38574 | 31.6 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 37854 | 31.5 | EARLY_SIGNAL | VACANCY | 20 | 19 |
| 37337 | 31.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 38583 | 30.8 | WEAK | BANK_INSTITUTIONAL | 29 | 15 |
| 38578 | 30.5 | WEAK | VACANCY | — | 17 |
| 38571 | 30.2 | WEAK | BANK_INSTITUTIONAL | 24 | 17 |
| 37723 | 29.6 | WEAK | VACANCY | — | 17 |
| 38555 | 26.7 | WEAK | BANK_INSTITUTIONAL | 12 | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38558
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.