ZIP
38563
TN · County 47159 · pop 2,271 (population)
30.3
Opportunity Index
WEAKNational rank #21759
Why This ZIP
ZIP 38563 ranks #21759 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38563 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47159 — ZIP 38563 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47159 — ZIP 38563 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47159 — ZIP 38563 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 17.0 |
| Vacancy | 8.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.8 |
| Construction Pressure | 33.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21759
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.2
Pulse score29.0
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
33.2
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
55.8
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
55.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38563 | 29.0 | 17.4 | 0.0 | — |
| County 47159 | 27.9 | 17.1 | 0.0 | 18.8 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38552 | 36.0 | WATCHLIST | VACANCY | 48 | 17 |
| 38560 | 35.8 | WATCHLIST | VACANCY | 47 | 17 |
| 37184 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 17 |
| 37012 | 33.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 37087 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 16 |
| 37057 | 31.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38567 | 30.6 | WEAK | VACANCY | — | 17 |
| 37151 | 30.5 | WEAK | VACANCY | — | 17 |
| 37090 | 30.5 | WEAK | BANK_INSTITUTIONAL | 18 | 17 |
| 37030 | 29.8 | WEAK | BANK_INSTITUTIONAL | 26 | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38563
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.