ZIP
38601
MS · County 28071 · pop 2,531 (population)
35.4
Opportunity Index
EARLY_SIGNALNational rank #8712
Why This ZIP
ZIP 38601 ranks #8712 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38601 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28071 — ZIP 38601 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28071 — ZIP 38601 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28071 — ZIP 38601 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Vacancy | 28.5 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.3 |
| Construction Pressure | 44.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#8712
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.7
Pulse score38.6
Signal Breakdown — 10 Categories
Vacancy
28.5
Auction / REO
—
Construction Pressure
44.4
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.3
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
28.5%
Bank Score
66.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38601 | 38.6 | 22.3 | 0.0 | — |
| County 28071 | 33.2 | 21.8 | 0.0 | 21.9 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38871 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 60 | 18 |
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38627 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 53 | 19 |
| 38863 | 35.7 | WATCHLIST | VACANCY | 40 | 17 |
| 38685 | 35.3 | WATCHLIST | VACANCY | 42 | 16 |
| 38619 | 35.3 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 38655 | 33.4 | EARLY_SIGNAL | VACANCY | 24 | 20 |
| 38913 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38606 | 31.7 | EARLY_SIGNAL | VACANCY | 33 | 17 |
| 38673 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38601
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.