ZIP
38655
MS · County 28071 · pop 45,377 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13517
Why This ZIP
ZIP 38655 ranks #13517 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38655 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28071 — ZIP 38655 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28071 — ZIP 38655 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28071 — ZIP 38655 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 35.2 |
| Foreclosure / Delinquency | 32.0 |
| Listings Discount | 23.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.4 |
| Construction Pressure | 44.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13517
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.4
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
35.2
Auction / REO
—
Construction Pressure
44.4
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
23.6
Bank Institutional
55.4
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
70.2
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
35.2%
Bank Score
55.4
Insurance Score
0.0
Listings Discount
23.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38655 | 34.1 | 22.3 | 0.0 | 23.6 |
| County 28071 | 33.2 | 21.8 | 0.0 | 21.9 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38871 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 60 | 18 |
| 38965 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 38627 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 53 | 19 |
| 38863 | 35.7 | WATCHLIST | VACANCY | 40 | 17 |
| 38601 | 35.4 | EARLY_SIGNAL | VACANCY | — | 20 |
| 38619 | 35.3 | EARLY_SIGNAL | VACANCY | 32 | 18 |
| 38685 | 35.3 | WATCHLIST | VACANCY | 42 | 16 |
| 38913 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38606 | 31.7 | EARLY_SIGNAL | VACANCY | 33 | 17 |
| 38673 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38655
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.