ZIP
38641
MS · County 28033 · pop 2,102 (population)
26.5
Opportunity Index
WEAKNational rank #29840
Why This ZIP
ZIP 38641 ranks #29840 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 35.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38641 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28033 — ZIP 38641 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28033 — ZIP 38641 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28033 — ZIP 38641 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 8.5 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.4 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29840
PhaseWEAK
Primary driverVACANCY
Capital opp35.4
Pulse score20.6
Signal Breakdown — 10 Categories
Vacancy
8.5
Auction / REO
—
Construction Pressure
62.4
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.5%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38641 | 20.6 | 7.2 | 0.0 | — |
| County 28033 | 28.2 | 7.5 | 0.0 | 40.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38611 | 34.5 | EARLY_SIGNAL | VACANCY | 36 | 14 |
| 38618 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 8 |
| 38672 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 8 |
| 38671 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 8 |
| 38654 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 38632 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 8 |
| 38680 | 30.6 | WEAK | VACANCY | 39 | 8 |
| 38651 | 30.4 | WEAK | LISTINGS_DISCOUNT | 43 | 8 |
| 38637 | 30.0 | WEAK | BANK_INSTITUTIONAL | 32 | 8 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38641
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.