ZIP
38651
MS · County 28033 · pop 8,491 (population)
30.4
Opportunity Index
WEAKNational rank #21497
Why This ZIP
ZIP 38651 ranks #21497 nationally with phase WEAK. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 42.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 38651 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28033 — ZIP 38651 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28033 — ZIP 38651 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28033 — ZIP 38651 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.6 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.4 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21497
PhaseWEAK
Primary driverLISTINGS_DISCOUNT
Capital opp42.5
Pulse score22.3
Signal Breakdown — 10 Categories
Vacancy
3.9
Auction / REO
—
Construction Pressure
62.4
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
42.6
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
3.9%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
42.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38651 | 22.3 | 7.2 | 0.0 | 42.6 |
| County 28033 | 28.2 | 7.5 | 0.0 | 40.5 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38611 | 34.5 | EARLY_SIGNAL | VACANCY | 36 | 14 |
| 38618 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 8 |
| 38672 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 8 |
| 38671 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 8 |
| 38654 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 38632 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 8 |
| 38680 | 30.6 | WEAK | VACANCY | 39 | 8 |
| 38637 | 30.0 | WEAK | BANK_INSTITUTIONAL | 32 | 8 |
| 38641 | 26.5 | WEAK | VACANCY | — | 8 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/38651
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.